Mortgage Solutions for Non-Residents with Yen Loans
Unlock the Potential of Japanese Real Estate
We are a pioneer mortgage lender in Japan that offer loans to non-residents, helping them access the Japanese property market.
Our streamlined process ensures a swift and efficient experience, offering transparency that builds trust and confidence. With a modern and agile approach, we tailor our innovative practices to meet your needs seamlessly.
Loan Features
Yen Loans Tokyo
Tracker Rate 3.92% p.a.
(TIBOR 0.42% p.a.* + 3.5% p.a.)
*as of 6 January 2025
Loan Purpose : New Purchases, Refinancing, Equity Release
Building Type : Tokyo apartments only, constructed after 1990
Loan-to-Value (LTV) Ratio : Up to 60% LTV
Loan Amounts : JPY 10M - 250M
Loan Tenor : Up to 35 years
Non-Residents of Japan
Borrowers are not required to have Japanese income, a Japanese bank account, a visa, residency, or the need to set up a Japanese company
Why Choose Us
Liquidity Solutions
We simplify mortgage financing for non-residents of Japan, whether you're purchasing a new property, refinancing, or seeking equity release.
Expert Support
Our dedicated team is here to guide you through the financing process, offering customer support in both English and Mandarin.
Ease of Use
We understand the challenges of purchasing Japan real estate for foreigners. That’s why we don’t require Japanese income, a Japanese bank account, or a visa — making the process straightforward and accessible.
Efficiency
Our easy online application and quick decision-making ensure you won’t miss out on any opportunities in the market.
Application Process
-
Use the form below to share information with us about the Tokyo condo you are looking to finance, so that we can give you preliminary guidance on whether the properties you are considering are suitable for financing. This includes evaluating the property's location, condition, value, etc., in addition to background on your source of income and net worth. We don’t want you to submit an application which is unlikely to get approved.
-
Work directly with Yen Loans or your mortgage referrer to complete and submit the loan application form along with all the required documents and required non-refundable application fee.
-
We review your application. Generally, we issue confirmation of conditional approval and loan terms within 10 business days.
-
When all checks out, we will issue the formal loan approval and send you the documents for signing.
-
Your settlement is finalised!
Get in touch
If you would like to learn more about our lending solution, please fill in the form and we will get back to you shortly.
Who we are